Category Archives: Money

ETFs vs. Mutual Funds

Posted on April 1, 2026 by Siddharth Jain

This post is AI generated

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What I am investing in right now

Posted on March 15, 2026 by Siddharth Jain

Based on this YouTube video. WDYT? Using PEGY ratio ( PEGY < 1, P/E < 40, D/E < 1, ROE >= 20) Top REITs (PEGY < 1, D/E < 1) What is the problem investing in an ETF like SCHH? … Continue reading →

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Best Investment Advice

Posted on June 1, 2024 by Siddharth Jain

From The Intelligent Investor

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Remembering old days

Posted on July 30, 2021 by Siddharth Jain
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Decoding the algorithm behind Levels.fyi

Posted on December 13, 2019 by Siddharth Jain

I have been quite impressed with Levels.fyi website which shows a mapping of career levels between companies. E.g., what does a level 66 in Microsoft map to in Uber? How does it do it? How would I do it? Let’s … Continue reading →

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Roth vs Traditional 401k – final take

Posted on November 10, 2019 by Siddharth Jain

This is my final take on Roth vs. Traditional 401k in which I extend the previous model to include two new variables: a different tax rate for money withdrawn from 401k (the expectation is that you will be in a … Continue reading →

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Roth vs Traditional 401k – take two

Posted on November 5, 2019 by Siddharth Jain

There is a subtle bug in my original post on Roth vs. Traditional 401k. The bug being that in Roth 401k, we pay taxes upfront but we still get to invest full contribution amount that grows tax-free. The bug is … Continue reading →

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Traditional vs Roth 401k

Posted on November 5, 2019 by Siddharth Jain

Let be amount invested over years. = rate of return. = tax rate. Roth 401k You pay taxes upfront. That reduces to . After years this becomes which you can withdraw tax free. Traditional 401k You don’t pay any taxes … Continue reading →

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To GET or not to GET

Posted on August 29, 2018 by Siddharth Jain

This post is an analysis of the Washington State GET (Guaranteed Education Tuition) program. The main question we want to answer is whether to invest in GET or Vanguard 529 or both. GET Resources: https://www.get.wa.gov/sites/default/files/documents/2017-18-GET-Enrollment-Guide.pdf https://www.get.wa.gov/sites/default/files/documents/Program%20Details.pdf Click to access Tuition-Payout-Over-Time-Chart-2018.pdf … Continue reading →

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Buying Vanguard funds in Fidelity

Posted on October 31, 2015 by Siddharth Jain

https://assetbuilder.com/knowledge-center/articles/three-ways-to-have-vanguard-at-fidelity https://www.bogleheads.org/wiki/Fidelity Q. Does Fidelity have a fund that compares to the Vanguard Balanced Index (ticker: VBINX)? I like the performance and the low expense fees the Vanguard fund has. I also like the ratio of 60 percent stocks, 40 … Continue reading →

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